The financial management process at Chell Financial Services begins with an in depth interview with you to gain an understanding of your current financial situation, your overall objectives and risk tolerance, and your specific goals. With changing economic conditions and market swings, we advocate investing sensibly over the long run.

Our outcome is you're confident and comfortable with your financial plan of action we help you formulate.

     Some of the services we offer:

 College planning including 529 College Savings Plans.

 Retirement planning -determining the best retirement plan for you. Advice on funding to attain you goal. Advice on taking distributions from your plans once you retire. We offer Roth IRAs, 401(k) plans, Simple IRA plans, SEP IRA plans, Keogh plans, Individual 401(k) plans and more.

Wealth Accumulation Planningincluding stocks, bonds, mutual funds, annuities-fixed and variable, real estate limited partnerships and more.

Estate and Trust planning -helping you structure your estate to avoid probate and eliminate or minimize federal estate taxes while facilitating an orderly transition to your heirs.

 Client state and federal income tax preparation.

 Tax management and planning 

 Risk management including estate conservation, disability insurance, life insurance, long term care insurance, Irrevocable Life Insurance Trusts and more.

 Cash management- CDs and money market accounts. 

Charitable giving