We specialize in retirement planning and investment management to help our clients prepare for late-life financial independence.

We are alarmed at the situation we see emerging.

A high percentage of baby boomers and those to follow are heading for a late life train wreck and a poverty stricken old age. Too much debt, little or no established pattern of saving, investing or planning for retirement. Does this describe you?

Many people are unaware of how much is required to maintain their current lifestyle for  20, 30, or even 40 years of unemployment/retirement. 

People are living longer and chances are very good you will live longer than you think. We hear many people react and say "Oh, I don't want to live to be that old!!" Do you plan to commit suicide? You will live longer, be active longer and able to do things our parents and grandparents never dreamed of, possibly in spite of yourself. 

You may choose to ask yourself these questions.

It's been five years since I retired, What's my life like?  What am I doing? Where am I? Who am I with?  What are they saying to me?

Do I know how much money I will require for retirement, adjusting for inflation and unforeseen expenses? 

Am I on target to accomplish my goals?

Am I contributing enough to my company retirement plan? Would I benefit from professional advice in choosing investments from those offered in my  plan?   

Should my wife and I be contributing to a Roth IRA? 

Will this still be enough for the retirement life I envision?

Do I know if there is more that I can do?

What about a catastrophic illness?

Can I bank on Medicare and Social Security?

We can help you answer these and many more questions in a relaxing and easy to understand manner. It's as simple as calling us for an appointment.